Premium Technology: Providing SCF solutions to the SME supplier market segments. Case studies of SCF working capital solutions for SMEs without direct bank sponsorship.

OT2 2016-09-28T14:45:00.000Z

Open Theatre 2
Peter Chin
Managing Director/ Director / EVP
Premium Technology Inc

SCF, specifically Supplier Finance (Approved Payables, Reverse Factoring) has been established as a working capital solution over the last 10 years. The banks and financial institutions offering these have been restrictive in its inclusion of lesser creditworthy SMEs --- the Suppliers that need SCF solutions the most. This exclusion is usually attributed to credit risk, balance sheet impact, reputational risk, and capital requirements. Premium Technology partnering with non-financial institutions has created multiple SCF platform models to address this challenge. Case studies of the various SCF platform models for SMEs are presented.