Mark your calendar for the 2023 Big Issue Debates, your chance to hear thought leaders from across the financial ecosystem discuss some of the most pressing industry issues.</em></p> The Sibos Big Issue Debates see industry experts – including senior banking and payments executives, central bankers and representatives of industry bodies – discuss the key challenges and opportunities for the financial industry, from climate change to the future of cross border payments.</p> This year we’ve seen a number of high-profile developments in data technology, in particular applied machine learning and generative AI, new forms of data sharing and the development of foundation models. These cutting-edge technologies will empower financial institutions to make data-driven decisions, enhance customer experiences and mitigate risk. But what are the effects, benefits and trade-offs for the financial community and society? And where should we draw the line between personalisation and relevance versus security and privacy?</p> As data technologies sit poised to play an ever greater role in our daily lives, join Bruno Campenon from BNP Paribas, Cathinka Wahlstrom of BNY Mellon, Mark Gould from Federal Reserve Financial Services and Katrina Stuart from Australian Payments Plus to dig deep into the impact of technology and data intelligence on financial services</a> on Monday 18 September.</p> In the world of payments we’re also seeing rapid change. Digitisation, the rise in e-commerce and new technologies such as electronic payments, digital currencies and real-time payments are making their mark. In our second Big Issue Debate on Tuesday 19 September, Victoria Cleland of the Bank of England will discuss whether G20 targets are enough to revolutionise cross-border payments</a> with Thomas Lammer from the Bank for International Settlements (BIS), Sanjay Sethi of First Abu Dhabi Bank and J.P. Morgan’s Takis Georgakopoulos. They’ll ask what’s required to deliver a better customer proposition, and whether the public or private sector will lead us to inclusive, instant, frictionless payments.</p> Sustainability is once again high on this year’s Sibos agenda. Climate change, environmental impact, and social responsibility are placing significant pressure on financial services to adapt and change their traditional business models. The current approach of making incremental adjustments may no longer be enough, and the industry must be prepared to take bolder steps to thrive in a rapidly evolving world.</p> On Wednesday 20 September, Susan Yang from Commonwealth Bank of Australia, Lavinia Bauerochse of Deutsche Bank, Vivek Ramachandran of HSBC and Gopal Bhagat from the Indian Banks' Association will share their views on whether financial services are ready to leap into the new era of sustainable business practices</a>.</p> Our ever-changing world also means banks and financial market infrastructures (FMIs) play a vital role in the global economy, serving as key financial intermediaries and custodians of public trust. However, the volatile geopolitical landscape poses significant challenges to the stability and resilience of financial institutions.</p> On Thursday 21 September, Deborah Hrvatin of CLS, Soon Chong Lim from DBS, Tracey Black from Payments Canada, Santander’s Paul Horlock and Challa Sreenivasulu Setty of State Bank of India will explore how banks and FMIs can achieve geopolitical resilience</a> and manage the complex geopolitical environment while safeguarding financial systems. The session will provide valuable insights for policymakers, industry leaders and other stakeholders to navigate the ever-changing global landscape.</p> The Big Issue Debates always provide a fresh perspective and we hope you can join us for this year’s sessions! Register for Sibos 2023</a> now to hear from hundreds of expert speakers in Toronto from 18 – 21 September.</p> Stay up to date with the Sibos Insider</a> newsletter and be sure to follow us on LinkedIn</a>, Twitter </a>and Instagram</a> for all the latest news!</em></p>